If you're self-employed in Florida, health insurance is probably one of your biggest line items and one of the most confusing. There's no employer splitting the bill, no HR department to explain your options, and the prices you see online can swing wildly. This guide breaks down what you'll actually pay in 2026, what drives the number up or down, and how to pay less without gutting your coverage. What self-employed Floridians actually pay in 2026 Monthly premiums for an indiv
